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Friday, 8 March 2019

Urban Coop Banks Should Become Small-finance Banks

Civilservices chronicle The report said that scheduled UCBs (SUCBs) were com-parable with small finance banks (SFBs) in terms of net worth and gross loans and advances as of March-end 2018. In keeping with the fast-paced changes in the banking space and in order to facilitate growth, the RBI, in September 2018, civil services chroniclemagazine-latest announced a scheme for voluntary transition of UCBs into SFBs.This is aimed as a step forward to provide a full suite of products/services, sustain competition, raise capital, etc. Accordingly, this scheme has been introduced for volun-tary transition of a UCB into an SFB by way of transfer of assets and liabilities. Civilservices chronicle UCBs with a minimum net worth of Rs 50 crore and a CRAR (credit to risk-weighted assets ratio) of 9 per cent and above are eligible for the voluntary transition.Upon commencement of business, the converted entity must have a minimum net worth of Rs 100 crore, and the promoters should hold at least 26 per cent of the paid-up equity capital civil services chroniclemagazine-latest

Monday, 2 April 2018

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Saturday, 24 March 2018

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Monday, 5 February 2018

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Tuesday, 30 January 2018

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Tuesday, 16 January 2018

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Thursday, 14 December 2017

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Tuesday, 21 November 2017

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Thursday, 16 November 2017

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Thursday, 9 November 2017

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Friday, 3 November 2017

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Saturday, 28 October 2017

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Thursday, 26 October 2017

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Wednesday, 11 October 2017

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Wednesday, 13 September 2017

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Monday, 23 January 2017

Advantages of AIJS

A rigorous recruitment process, akin to the All India Civil Services Examination, will draw in good people and also ensure a gradual supply of talent for elevation to the high courts and the Supreme Court.

· It will improve the quality of judicial officers in high courts, and

one-third of the judges would enter the high courts through the route of promotion from subordinate courts.

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